David has been active in the health insurance arena for 29 years.  He is recognized as a leading expert in stop-loss insurance, healthcare reinsurance, and healthcare insurance underwriting.  David was the co-founder and Managing Director of the Apex Management Group; a healthcare actuarial firm located in Princeton, New Jersey.  Prior to The Apex Management Group, Inc., David was Principal & Senior Healthcare Actuary at Foster Higgins, a Principal at William M. Mercer, Vice President of the Home Life Insurance Company of New York and an officer of the Great-West Life Assurance Company.

David is currently the founder and President of Windsor Strategy Partners.  Windsor Strategy Partners is a specialized healthcare strategy and actuarial firm focused on the business of healthcare risk.  Windsor also has a developing Property and Casualty actuarial practice.

David graduated with an MS in Statistics from the University of Manitoba.  He is a Fellow of the Society of Actuaries, a Fellow of the Canadian Institute of Actuaries, and a member of the American Academy of Actuaries. David has two children and lives with his wife Jan in Princeton Junction, New Jersey.

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